The RISE Microloan Program

In partnership with the Rotary Club of Kansas City-Plaza, CHES, Inc., and AltCap, the RISE Microloan program provides individuals with the necessary resources to launch and sustain successful businesses.

By combining microloans, business education, and community support, the RISE Microloans program empowers entrepreneurs to turn their dreams into reality. This program will support individuals in building the skills, products, services, and resources needed to establish a sustainable business.

RISE Microloan info

The RISE Microloan Program collaborates with organizations like The Sewing Labs, Determination Inc., KC G.I.F.T., Urban Ranger Corps, and Pawsperity to provide economic opportunity, jobs, and dignity to aspiring entrepreneurs.
RISE Microloans provide funding from AltCap, credit-building tools and training from CHES, Inc., and community support from the Rotary Club of Kansas City Plaza—helping entrepreneurs achieve their goals and create jobs for economic stability.
- Credit Building resources
- Mentorship
- Business Model Development
- Accessible small business loans
Upon successful completion of your program, reach out to CHES Inc. to begin your business plan. Once they've approved it, apply for a microloan with AltCap.

Qualified candidates will receive financing; candidates missing minor requirements will be recommended for Business Support Services.
Please visit our webpage to learn more and enroll in a Business Support Services program.
- Origination fee of 5%.
- Monthly $15 servicing fee on all loans to cover administrative costs.
- Other fees may include UCC filings, vehicle lien filings, or title recording fees.
- Ensure your financial statements are up to date, accurate, and clearly reflect an understanding of your business operations.
- Craft a detailed and well-supported plan for how you will use the funds. This should include the projected return on investment, whether through potential revenue growth or operational efficiencies.
- Prioritize building relationships with your lenders by maintaining open communication and demonstrating a track record of reliability — this can significantly enhance your chances of loan approval.
- Explore all your options, whether they involve traditional bank loans, SBA loans, or specialized industry-specific funding programs.
- Maintain liquidity and reduce existing liabilities whenever possible to improve the overall financial health of your business and make it more attractive to lenders.
Applicants will need:
- Proof of license, insurance, and that your business is in good legal standing.
- Schedule of work and payment schedules at underwriting.
Personal Documentation
• Two forms of ID (each signer) – One with a picture, the other with a name only
Business Documentation
• Business Plan (if the business is under one year in operation)
Applicants with existing businesses will also be required to submit (if applicable): tax forms, financial statements, and organizational documents.
Financial Documentation
• Two years of personal tax returns including all schedules and 1099s
• Income Statement, Balance Sheet, and Cash Flow Statement (projections)
• Business Debt Schedule
• Last three months of personal and business bank statements. Startups should provide a business plan and financial projections in lieu of historical financial statements.
Si necesita un préstamo para pequeñas empresas y necesita ayuda en español, comuníquese con Karina Lopez al (833) 549-2890 o karina@altcap.org.
If you have an existing AltCap loan and need to make a payment or have questions about your loan terms, please contact Viva Young at 816-269-7809 or viva@altcap.org.