The Russell
Before his restaurant’s debut, Amante Domingo’s expansion was threatened by predatory loans. There’s nothing quite like the crackling warmth at the heart of a campsite. “I just love what the…
AltCap is an ally to underestimated entrepreneurs.
We offer financing to businesses that traditional lenders do not serve. Learn about all our financing options below!
Microloans
Up to $50,000 in capital to fuel your growth
Our Microloans deliver up to $50,000 in flexible capital, tailored to your business and backed by a lender who’s in it with you.
Small Business Loans
Level up your business with capital starting at $50,000
Ready to hire, expand, or take on your next big opportunity? Our Small Business Loans offer growing companies flexible capital starting at $50,000, structured around your specific goals.
Revenue-Based Financing
Maximize growth with flexible capital based on your revenue
Revenue-Based Financing is designed for businesses experiencing significant growth. It allows you to secure capital by pledging a percentage of future, ongoing revenues, without taking on fixed debt payments.
New Markets Tax Credits
Up to $5 million for large-scale, catalytic development projects
We believe New Markets Tax Credits (NMTC) can transform communities by advancing development projects that promote economic opportunity and enhance neighborhoods. As a Community Development Financial Institution, AltCap has facilitated more than $275 million in catalytic community development projects.
Are you ready to start the loan process?
The Loan Readiness Quiz is required before receiving a loan application. It’s free, takes a few minutes minutes, and is the fastest way to get started.
If you have questions, please reach out to us at info@altcap.org, call (833) 549-2890 or fill out the form below.
RAW Art Paints
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Linwood Area Ministry Place
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Frequently Asked Questions
See all FAQsNo, AltCap is not a bank and we do not offer grants. We are a nonprofit, Community Development Financial Institution (CDFI) dedicated to helping entrepreneurs access the capital they need to grow. We don’t offer checking accounts or consumer banking products, but we work with other local CDFIs and banking partners who can support your broader financial needs. Visit the KC CDFI Coalition or speak to your Business Development Officer to learn more.
Yes. We lend capital to small businesses regardless of their industry, size, or stage of growth. Owners of startups will be asked to provide a business plan, financial projections, and other documentation in lieu of historical financial statements.
AltCap can provide entrepreneurs $5,000 to $350,000 in debt capital to launch, operate or grow their small businesses. Proceeds may be used to fund equipment, marketing, payroll, services, capital expenses, and more. The amount you can borrow will depend on your capital needs and your ability to cover the debt service.
Our goal is to provide capital as efficiently as possible. The funding timeline for each loan varies and is unique to the entrepreneur’s financial situation, but you play a big part in how quickly the process moves. Providing required documents promptly, responding to requests, and maintaining clear communication all help keep your application on track and get you a decision faster.
In addition to accessible capital, AltCap provides Business Support Services to help your business become loan-ready. Through our growing network of local and national partners, we connect you with the tools and resources you need to succeed.